Category Archives: FinTech

These comparisons offer a further, objective assessment of the liquidity profile of a portfolio’s fixed income assets. Protecting your investment from future price fluctuations and other contingencies by hedging is a good practice to prevent surprises in future events. This way you’ll have cash available that will otherwise be harder to raise when times are tough. The most important step in risk reduction and mitigation is conducting analysis which will allow you to make data backed forecasts. By researching critical factors that comes with your investment, not only are you able to make better decisions, you can also reduce unpleasant surprises and device a systematic plan once it arises. Liquid assets approach – the organisation maintains liquid instruments on its balance sheet that can be drawn upon when needed.

He COVID-19 outbreak is causing an unprecedented crisis with direct impact on public health, social life and the economy across the world. One of the fallouts would be heightened credit and profitability pressure on an already stressed financial system in the country. Certain commodities, such as oil or food grain, are necessities for any economy and compliment the production process of many goods due to their utilization as indirect inputs. Any volatility in the prices of the commodities trickles down to affect the performance of the entire market, often causing a supply-side crisis. Centralized crypto exchanges are online platforms that allow users to buy, sell, and trade cryptocurrencies.

How to Mitigate Risk of CEX

Transparency is one way of creating this trust, particularly in the blockchain industry where the regulatory environment that is designed to protect users is significantly less onerous than in TradeFi. Third-party providers can offer a range of services, from risk assessments and scenario planning to supply chain mapping and logistics support. “Supply chain finance brings performance and liquidity benefits that you can measure, but there are also multiple relationship benefits,” says Michael Stitt, head of trade and supply chain finance sales and origination at U.S. The global economy has become increasingly interconnected, and supply chain risks remain a major concern for CFOs around the globe. These risks can come in many forms, from natural disasters, political instability to cyber-attacks and fraud. Rainbow Network is launching token baskets to support liquidity transfers across supported blockchains via the layer-0 Glitter Bridge.

This chart breaks down the relationship between interest rates and asset prices. Lower interest rates cause lower asset prices and value, while higher rates cause higher prices and value. Interest rates are usually tied to decisions made by a country’s central bank.

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Liquidity risk is the risk that a company or individual will not have enough cash to meet its financial obligations on time. New technological advances are allowing businesses liquidity management to manage cash flow in an increasingly granular yet accessible way. With that in mind, there’s every reason to take an aggressive approach to monitor liquidity risk.

• Liquidity mining on Uniswap can be profitable, but there are some inherent risks attached to the practice.
• Your property’s location also dictates which coverage is right for your situation and you might want to consider getting flood, fire or storm damage insurance if the area is prone to such disasters.
• For businesses like these, a single unplanned capital expenditure, such as a new purchase or major equipment repairs, may exacerbate existing budget constraints.
• Bankruptcy risk refers to the likelihood that a company will be unable to meet its debt obligations.
• It’s a decentralized, open source platform considered to be quite secure.

A classic indicator of funding liquidity risk is the current ratio (current assets/current liabilities) or, for that matter, the quick ratio. This was second, only behind cash management, as the area of highest responsibility for treasurers. Clearly a major reason for this is the liquidity crisis in the global markets and the sharp focus that this has brought on liquidity risk. As we continue to look at the principles of measuring and managing liquidity risk, it’s time to turn to the management side of things. Liquidity risk can be mitigated through conscious financial planning and analysis and by forecasting cash flow regularly, monitoring and optimizing net working capital and managing existing credit facilities.

What Do Interest Rates Affect?

Trading volume is a popular measure of liquidity but is now considered to be a flawed indicator. The Flash Crash of May 6, 2010, proved this with painful, concrete examples. Today to learn how you can build a portfolio that preserves and grows wealth over generations.

Causes can stem from either financial problems with the counterparty, connectivity failures and especially from data mismanagement. The latter occurs across straight-through processing systems linking risk takers with their execution venues, brokers, custodians and administrators. Failure to process transactions in a timely manner may result in payment failures which, in times of extreme market conditions, can disrupt the firm’s liquidity management.

What steps can banks and NBFCs take to mitigate their liquidity and interest rate risks?

VaR technique is a risk management method that involves the use of statistics that quantifies a stock or portfolio’s prospective loss, as well as the probability of that loss occurring. Although it is widely utilized, the VaR method requires some assumptions that limit its accuracy. Angel investors should put in place a process for evaluating their investments throughout the term of the agreement. This should include a plan to track the performance indicator to measure the performance of the investee.

Uniswap is built on solid fundamentals so technical issues are not as problematic as threats resulting from the unavoidable volatility of crypto markets. They are less direct than using bonds because they involve precious metals. Precious metal values tend to rise as interest rates move higher, which means investors can purchase them as a hedge against higher rates .

Liquidity Risk in Financial Institutions

However, because of the value of real estate, diversification can be quite a challenge in practice though not entirely impossible. If you’re an individual investor, consider teaming up with other investors or investing through property trusts, syndicates and fractional investments. Investors should consider whether they can convert their short-term debt obligations into cash before investing in long-term illiquid assets to hedge against liquidity risk. However, it is imperative that all businesses regularly forecast cash flow in tandem with their other financial performance projections. A robust cash flow forecast will not only help businesses avoid having liquidity issues when they unexpectedly face higher than normal expenses but also reconcile the two key financial parameters of cash flow and profit. Measuring and managing short-term liquidity risk is particularly critical for a business that has large transaction volume, such as a supermarket or restaurant.

Additional ratios such as the interest coverage ratio, debt to gross cash flows, quick ratio, etc. should be used to provide a better picture of a company’s funding liquidity risk. Funding liquidity risk refers to the risk that a company will not be able to meet its short-term financial obligations when due. In other words, funding liquidity risk is the risk that a company will not be able to settle its current outstanding bills. Liquidity risk can be parsed into funding (cash-flow) or market liquidity risk.

Managing Liquidity Risk

Knowing who the competitors are, as well as their strengths and weaknesses, can help provide insight into the potential risk of the investment. “It involves a bank or other provider paying suppliers in advance of when they might have otherwise been paid by the purchaser, creating working capital benefits for both,” the report says. By https://xcritical.com/ building more resilient supply chains, CFOs can be better prepared to weather disruptions and maintain business continuity. “As suppliers, you get much more visibility into your cash flows because suppliers and purchasers are connected via a technology platform and have much more control over the timing of your payment,” he says.

The first is funding liquidity or cash flow risk, while the second is market liquidity risk, also referred to as asset/product risk. In current markets, avoiding concentration risks that can lead to liquidity traps is paramount. In less-liquid parts of the bond markets, trading costs can be high and may rise steeply for larger trades.

This is related to a counterparty’s unfulfilled obligations, missed or overdue settlements. A recent ruling in the US courts related to counterparty-driven liquidity risk is the focus of How Can US Oversecured Creditors Receive Interest at Default Rate? Financial institutions depend upon borrowed money to a considerable extent, so they’re commonly scrutinized to determine whether they can meet their debt obligations without realizing great losses, which could be catastrophic. Institutions, therefore, face strict compliance requirements and stress tests to measure their financial stability. Debt is usually the cheapest source of financing given that debt has a lower cost of funding than equity and is also tax-deductible for a business. However, a business must manage and monitor its debt to equity ratio closely so that it will not become over-leveraged.

Measuring Liquidity Risk

Market liquidity risk – the risks that assets held in portfolio or pledged as collateral may be mispriced or simply impossible to sell due to adverse market conditions. This is made worse in the world of structured finance where, with the lack of transparency of the underlying assets, money managers have stopped investing in these assets thereby drying up liquidity. However, the strength of a sponsor’s or investor’s portfolio becomes more important when the economy starts turning down or certain sectors begin experiencing a decline. This is when banks may begin calling in loans or issuing restrictions to borrowers.

There’s a lot of money in blockchains, but these blockchains are isolated from one another. Money invested into the Solana ecosystem, for example, is stuck on Solana until it is removed from the ecosystem entirely to be moved somewhere else. Someone using the Algorand blockchain cannot access the liquidity or value on Solana without using a ‘bridge’ like Glitter. Like DSO and DPO, DIO varies hugely by industry, and DIO trend is more important to analyze than actual DIO value. In general, a lower DIO indicates that the business has good inventory management and vice versa. DPO is calculated based on average accounts payable divided by cost of goods times 365 days.

CFOs can evaluate potential supply chain bottlenecks and dependencies by embracing new digital technology. New supply chain finance tools are just one such option for the finance function. Also, many companies rely on a large number of suppliers and partners, which can make it difficult to identify and assess the potential impact of disruptions to any one specific part of the supply chain. The views expressed herein do not constitute research, investment advice or trade recommendations and do not necessarily represent the views of all AB portfolio-management teams and are subject to revision over time. AllianceBernstein Limited is authorised and regulated by the Financial Conduct Authority in the United Kingdom. Liquidity reviews are most effective when viewed through different lenses—for instance, comparing internal assessments with third-party specialists that have proprietary methodologies.

This is further complicated by the fact that, for most businesses, multiple agents and departments are responsible for expenditures and inflow. The bedrock of risk management is having a clear understanding and ability to manage cash flow down to the dollar. Cash flow is extremely dynamic and can be greatly affected by outflows such as wages, vendor payments, or other short-term obligations. If a company finds itself short on the necessary cash to meet these payments, the business’ growth can not only be stalled but it can, in the worst case, fail. Unpaid vendors and employees will turn elsewhere, while banks may call loans or refuse to extend needed credit. The ripple effect, if not contained, could sink the entire organization.

It runs on its blockchain with verified transactions that are carried out transparently and securely. The white label crypto software packages usually white label crypto exchange solutions come with a set of functionalities that can be rebranded. You can just enter the exchange market and effectively present your own brand.

Apart from optimum privacy and autonomy for end-users, the solution boasts of a short time-to-market of only fourteen days. If you want to avoid hiring a developer with prior experience in different cryptocurrencies, it’s important to make sure they can manage different coin support. Fortunately, many white-label cryptocurrency exchange software developers have extensive experience that allows them to develop coin support easily.

Additional Features

Because the technology is already built, you can focus on building your business and customizing your exchange to match your strategy and style. Most white-label exchanges can be set up and brought to market in a timely manner. The cost to white-label a crypto exchange is much cheaper than building your own from scratch. Since the exchange software is highly complex, developing and debugging an exchange from the ground up can take an entire year or even longer. Backed by deep liquidity accrued from over 300 exchanges, ChainUP offers a vast array of solutions for derivative management. Further, ChainUP has a three-layer wallet security framework, apart from a robust DDoS Defence framework for the overall network.

The cryptocurrency market has sparked the interest of many traders, marketers, financial experts, and technologists, but it can also be an intimidating space. Just add your crypto assets and custom domain when you’re ready to go global. HollaEx® is more than just a white-label exchange, it is an open-source crypto kit that connects your business to the blockchain world. Feel free to contact us to get your cryptocurrency exchange up and running.

In addition, cryptocurrency is much more volatile than fiat currency due to the speculative nature of the trade, where investors quickly focus on creating wealth by making profits. Thus, if we are talking about fiat money’s prospects, it will no longer be replaced by disruptive cryptocurrencies. Banks and governments restrict from gaining access to the growing digital asset class and handle cryptocurrencies directly.

If you choose to develop your white label exchange software, you will have to consider all possible options and how they would affect your business. If your project includes a custom admin panel, it will also impact the cost of development. Some features necessary for custom admin panels include user profiles, customer login and password management, better security and security updates, and advanced access controls. These features can also be built into your cryptocurrency exchange software with the use of an API.

white label providers

For this reason, centralized exchanges must be built in specific ways to allow you to do all that. Smart entrepreneurs will always be able to find this opportunity to build their own exchange and platform for trading, trading, storing funds, receiving, and sending cryptocurrency payments of a wide variety. The ready-made exchange solution offers security and is cost-effective to start with. Compare white label crypto exchange software according to cost, capabilities, integrations, user feedback, and more using the resources available on this page. Nishue is the most commendable cryptocurrency investment software that can allow you to invest, buy, sell or exchange any kind of currencies, and the customers will get a substantial profit from it.

This crypto investment platform has two individual panels, admin panel and customer panel, as well as an attractive frontend. This cryptocurrency investment script can be able to perform crypto depth analysis. You can get a live coverage that will assist in comparing the price of the global coin marketplace. This platform is fully secured and protected from all kinds of hacking or fraudulent. There is no chance to endure any unwanted person because you can verify your customers.

How Does Our Whitelabel Crypto-Exchange Solution Work?

We can also offer more than 30 connectors to FX liquidity providers, which can be useful in the formation of synthetic crypto instruments. Blockchain ecosystems require crypto exchange platforms to coexist and adapt to evolving market demands. Plan marketing, PR, and customer support for your crypto exchange platform that is finally live after the beta test. BlockchainAppsDeveloper always delivers the best output in product deliverance and thus, this crypto exchange software is an easy front-end customization according to your requirements of desire. Cryptocurrencies are digital currencies that use cryptography to secure their transactions and control their creation.

Our mission is to deliver a competitive advantage with cutting-edge technology crafted for specific industries and markets. With our white-label platform and partner ecosystem, we provide end-to-end solutions for banks, fintechs and payment companies. Supporting 60+ blockchain networks with RPC Nodes, Validator Nodes, APIs. We power the blockchain economy with an easy-to-use, secure and scalable node management platform. Customers can earn staking rewards on over 20 Proof-of-Stake networks while qualified institutions maintain the custody and management of funds.

What Is a White-Label Crypto Exchange & How Does It Work?

It is also frequently referred to as a business that allows customers to trade with stocks or any other type of financial asset. By purchasing white label software, you can launch a trading platform tailored to manage operations with Bitcoin and other cryptos and implement some cost-cutting on the way. Even after going to great lengths to ensure the integrity of your crypto exchange platform, make sure that you perform beta testing before finally releasing your trading platform.

The use of these platforms which also includes some white-label exchange, was fraught with problems like a high-frequency trading platform, naked shorting, and front running. No matter what industry they are in, our expert solutions help businesses succeed. Discover our Blockchain engineering team and get started innovating today by building enterprise-class Blockchain apps. We offer Blockchain consulting, development of enterprise applications, investment in startups, building developer tools, and education. Our mobile app developers create innovative solutions tailored to your needs.

What is a White Label Crypto Exchange?

WeAlwin technologies can help you create your white label crypto exchange platform. Accounting software allows users to track their transactions and assess the profitability or losses in the exchange business. Wallet management systems help cryptocurrency holders store and manage their digital assets in an accessible way. Financial reporting applications provide regular updates on the performance of exchanges and trading activity. Order Management Systems allow users to track orders through the entire transaction process in real-time.

• It is unnecessary to fix errors or undergo various adjustments as the solutions are tested in a production environment.
• Users can seamlessly build bridges to initiate swaps on the exchange platform by selecting the target and source chains, a destination address, the amount and the token.
• This top-rated software is available on our website and in other marketplaces.
• For instance, if the user’s preference is for a particular platform, then that could be the worst-case scenario for an investor.
• The white-label platform software provider needs to install, configure, and deploy the application in a new environment.
• Before you can start a white label cryptocurrency exchange, you need to make sure that it is safe to operate.

The solution is also cost-effective, not involving any additional customization costs initially. Furthermore, the platform has two distinct UIs for amateurs and professionals, alongside the scope for localization in 10 languages. While building a cryptocurrency exchange, you must first assess the benefits and drawbacks of a white-label solution. The fees are calculated based on the amount of money that they exchange. The maker or those who make transactions worth a certain amount of BTC pay 0.10% while the ones who take orders or buy pay 0.70%. One of the first things that people should avoid when it comes to choosing an exchange is one that offers far-fetched guarantees.

Cryptocurrency Trading Platform

Cryptocurrency development is a complex, time-consuming process and to do development you need to hire cryptocurrency developer. Rather than this complicated process, businesses these days mostly consult Cryptocurrency Development Company and it takes just 1 – 4 weeks when you opt for a White label crypto exchange. Crypto exchange platforms stated from the banned website Silkroad where Bitcoin was first used for real transactions.

The platform is ideated and operated by a group of professionals with rich experience in Banking security systems, Cryptocurrency trading and Blockchain technology. Our cryptocurrency exchange platform offers some of the most attractive rates and world class security blanket. White label crypto trading platform or exchange development presents a time-saving and cost-effective approach for crypto exchange development. White label crypto exchange software is a preconfigured crypto trading platform that can be customized and rolled out in the market to empower investors and traders to buy, sell, trade, or stake digital assets. Owners of the platform can also add digital assets and fiat currency to their products. The matching engine of these exchanges is responsible for connecting and executing bids and ask orders on the website.

Backed by modular construction, AlphaPoint’s white-label offering facilitates seamless integrations with leading banks and payment gateways. APEX is designed as an enterprise-ready solution that enables smooth and transparent business interactions for maximized ROIs and liquidity reserves. KYC – Every person who wants to trade on a cryptocurrency exchange has to be verified to ensure that they are of legal age. This process can also help keep track of potential fraudsters and hackers. Crypto Trade Signals are automated trading signals that are generated by algorithms that are designed to analyze trading data such as market trends, news, and technical indicators.

Yes, The White Label Crypto Exchange platform is accessible across Android, iOS, Windows, and Web Browser Versions. The view Send-Receive tab captures transaction id, details of sender or receiver like email id, description and timestamp etc. The crypto currency trend for the past one week, one month and 3 months trend. Besides that, within Ethereum currency, smart contracts or so-called programs exist.

Digital currencies currently play a vital role in the financial industries. The number of cryptocurrency users is increasing day by day on cryptocurrency exchange platforms. So many business people, startup owners, and entrepreneurs are willing to start their own cryptocurrency exchange. Here, we are plunging https://xcritical.com/ into the discussion of white label crypto exchange. We provide white label crypto exchange software, that is, the technology component for your business. Thus, you get a non-branded software solution to which you can add custom color schemes and logos, and grant end users with access to the required features.

Traditionally, staking refers to the process of locking up your crypto asset in a blockchain in order to keep the network secure and earn rewards from transaction fees. In liquidity pools replaces the order book with mathematical formulas for pricing assets and allowing for trade execution, enabling anyone to trade in a decentralised, trustless and transparent way. Also, the ability for anyone to provide liquidity ensures that the open, borderless, and inclusive crypto ethos is maintained.

The process is similar to sending cryptocurrency from one wallet to another. As a liquidity miner , an investor could opt to deposit either asset into the pool. Liquidity pools have definitely changed the game in DeFi, and possibly even the entire financial industry. Through innovation we have seen many new pools, higher rewards, and an emergence of a new era. With smart contract auditsproviding the security, liquidity pools will continue to evolve. While the concept is not that different from staking in crypto, the mechanics and risks involved are different.

You don’t have to connect to other traders to trade because there is always liquidity as long as client assets remain in the pool. When a token swap occurs, the AMM ensures that the price adjusts based on its algorithm. The algorithm ensures that there is always liquidity in the pool, no matter the trade size. A substantial majority of token votes may be required to bring forward a formal governance proposal in some circumstances. However, participants can unite around a shared cause they believe is vital for the protocol if the resources are pooled together instead.

Liquidity pools are an innovation of the crypto industry, with no immediate equivalent in traditional finance. In addition to providing a lifeline to a DeFi protocol’s core activities, liquidity pools also serve as hotbeds for investors with an appetite for high risk and high reward. As soon as a liquidity provider deposits money into the pool, smart contracts take complete control of setting the price.

They also enable anyone to act as a liquidity provider as long as they meet the predetermined terms of the smart contract. All you need is sufficient liquidity in the liquidity pool and an AMM smart contract to make the market for you. Instead of relying on buyer and seller matching for transactions, crypto liquidity pools are based on automated market makers .

Bitbond Securities Tokenization White

When you’re executing a trade on an AMM, you don’t have a counterparty in the traditional sense. Instead, you’re executing the trade against the liquidity in the liquidity pool. For the buyer to buy, there doesn’t need to be a seller at that particular moment, only sufficient liquidity in the pool. Balancer – A decentralized platform providing a few pooling options such as private and shared liquidity pools offering catered benefits for its liquidity providers. LBPs have helped lower the bar for a new project’s entry into the crypto space, permitting small tokens with big ideas to raise capital for their projects.

• Liquidity is typically represented by discrete orders placed by individuals onto a centrally operated order book.
• AxiTrader is not a financial adviser and all services are provided on an execution only basis.
• Liquidity pools are stored crypto assets to make trading of major exchanges on DEX easier.
• To really understand liquidity pools, we need to understand the importance of liquidity itself.
• The broker-dealers must follow the rules laid out in SEC Regulation ATS, which governs fair access and a requirement to publish prices for trades in certain securities under specific circumstances.
• These pools are a collection of tokens or digital assets stored in a smart contract.

You can provide liquidity to decentralized exchanges to earn transaction fees. Popular liquidity pools, such as the Ethereum-USDC liquidity pool on Uniswap, earn fees equivalent to about a 25% annual interest rate. It is basically an assortment of funds locked within a smart contract. Liquidity pool could facilitate different types of transactions such as decentralized lending and trading along with many other functions. They are the foundation of various types of decentralized exchanges or DEXs like Uniswap. Liquidity pools are pools of tokens locked in smart contracts that provide liquidity in decentralized exchanges in an attempt to attenuate the problems caused by the illiquidity typical of such systems.

Understanding The Meaning Of Liquidity Pools

Automated market makers have emerged as a formidable factor in changing the conventional approaches for trading crypto assets. AMMs have evolved as an innovative drive for enabling on-chain trading without any order book. Without any direct counterparty for the execution of the trades, you can easily get in and out of positions on token pairs. Liquidity pools explained clearly is the necessity of liquidity pools. Similar to conventional stock exchanges, centralized crypto exchanges follow the Order Book model, which enables buyers and sellers to place orders. Some users referred to as liquidity providers could add the equivalent value of two tokens in a specific pool for creating a market.

Dark pools have grown in importance since 2007, with dozens of different pools garnering a substantial portion of U.S. equity trading. Information asymmetry – the biggest challenge for investors within decentralized networks with open protocols such as DeFi marketplaces is that information is not fairly distributed to the public. Information asymmetry breeds community ills such as mistrust, corruption and lack of integrity. The most recent incident that is experienced within the DeFi space is the Compounder Finance rug pull that saw investors lose close to $12.5 million.

What Is A Liquidity Bootstrapping Pool Lbp: Protecting Investors From Whales And Bots

So, instead of a peer-to-peer, we have the peer-to-contract system on the liquidity pool. So, by design, the liquidity pool eliminates the need for an order book. However, for a successful trade to https://xcritical.com/ happen, buyers and sellers have to converge on price. There is a high possibility that this will happen on exchanges with high volumes, i.e., exchanges with lots of buying and selling activity.

To solve this issue, decentralized exchanges developed crypto liquidity pools. Thus, liquidity pools are the gateway to offering efficient on-chain solutions for exchanging crypto currencies and tokens. Decentralized exchanges, synthetic assets, yield farming, borrow-lend protocols, and on-chain insurance utilize the concept of liquidity pooling effectively. On the other hand, market makers offer liquidity for cryptocurrency exchanges.

What Is A Liquidity Bootstrap Pool Lbp?

Sometimes, developers can have a private key or some other privileged access within the smart contract code. Without a smart contract audit this can enable them to potentially do something malicious, like taking control of the funds in the pool. There are market manipulation tactics, particularly occurring in smaller pools with lower liquidity. Liquidity pools where governance is overly centralized gives room for malicious behavior as a developer can decide to take control of the funds in the pool. Therefore, it’s important to choose wisely where to deposit funds in a pool. So-called “hackers” use techniques such as flash loans to flood markets with outsized orders and drain smart contracts of funds.

Borrowing money from decentralized providers comes in two main varieties. Cryptocurrency volatility is a problem for lots of financial products and general spending. Their value stays pegged to an another asset, usually a popular What Is Liquidity Mining currency like dollars. Lack of access to financial services can prevent people from being employable. After the inception of Bitcoin, the need for a blockchain protocol beyond the use case of value exchange became…

Liquidity providers are investors who stake their cryptocurrency tokens on DEXs to earn transaction fees, often referred to as liquidity mining or market making. These transaction fees are often denominated in interest rates, and the interest varies based on the amount of liquidity available and the number of transactions in the liquidity pool. While Uniswap doesn’t show the interest rate you’ll earn, you can estimate your yield based on the transaction volume and amount of liquidity staked in the pool.

Regulation Of Liquidity Pools

This enables LPs to have control over their assets while they are in the pool. In a decentralised exchange, for example, liquidity providers fund a smart contract with two or more cryptocurrencies, typically of equal proportion. This provides a market for facilitating trading activities for that crypto pair.

The procedure for accessing liquidity pools usually works differently on every platform. Some of them are user-friendly and interactive to make the experience as simple as possible, whereas others are more sophisticated and require additional knowledge. Add BTC and USDC to the BTC-USDC liquidity pool in a 50/50 split, which in our case will be 500 dollars in each asset, meaning you will receive your coins according to the current exchange rate. After the agreed-upon amount of time, you’ll be given the SUSHI token you committed to keeping secure. Liquidity pools play a prominent role in creating a decentralized finance system, which is gaining more and more popularity in the crypto sphere. This article discusses the definition of a liquidity pool, its upsides and downsides, how to join a liquidity pool, and the most popular liquidity pools to date.

More specifically, liquidity pools are a pool of funds placed into a smart contract to provide liquidity for decentralised exchanges , lending and borrowing protocols, and other DeFi applications. A liquidity pool is essentially a pool of tokens that are locked by a smart contract. The main purpose of these pools is to help provide liquidity and facilitate trading on exchanges. They do this by giving users of the exchange a means to buy and sell. They make it possible for decentralized lending, trading, and other functions.

Benefits Of Liquidity Mining

Passive income – liquidity mining is an excellent means of earning passive income for the LPs, similar to how passive stakeholders within staking networks. Even with a fair distribution of governance tokens, this system is still prone to inequality as a few large investors are capable of usurping the governance role. The term liquidity means the ease with which an asset can be converted into spendable cash, so the easier it is for an asset to be spent, the more liquid it is.

In such cases, there is a possibility for malicious actions on the part of the developers, such as taking control of a pool’s assets. But, for users to be able to swap any amount of A or B at any time, the pool has to have sufficient amounts of A and B tokens – or, in other words, to have deep liquidity for both of the pool’s tokens. Therefore, every DEX operating on the AMM model is interested in having the deepest possible liquidity.

There are a host of products that let you coordinate all your DeFi activity from one place. Teams can build out interfaces where you can’t just see your balances across products, you can use their features too. For example, if you want to use the no-loss lottery PoolTogether , you’ll need a token like Dai or USDC.

Lending platforms in the cryptoeconomy that don’t have a central point of failure or are not run by a single company. Euro p2p platforms like Rendity are centralized, and they can approve or reject transactions. The US SEC adopted rules, as amendments to Regulation ATS, to require disclosures about dark pools in 2018. Known as Rule 304 of Regulation ATS, it requires the filing of Form ATS-N which includes a variety of disclosures including conflicts of interest, methods, fees, and so on.

If an asset is illiquid, it takes a long time before it is converted to cash. You could also face slippage, which is the difference in the price you wanted to sell an asset for vs. the price it actually sold for. In DeFi, a smart contract replaces the financial institution in the transaction. A smart contract is a type of Ethereum account that can hold funds and can send/refund them based on certain conditions. No one can alter that smart contract when it’s live – it will always run as programmed. When you use a centralized exchange you have to deposit your assets before the trade and trust them to look after them.

“Impermanent loss” refers to the fact that the value of pooled assets can fluctuate against one another depending on supply and demand. Impermanent loss is inherently interwoven in the AMM concept and occurs when the price of a pool’s tokens changes compared to when they were deposited. Like any investment, there is risk involved with providing liquidity on Uniswap. When you provide liquidity on a decentralized exchange, there is risk of impermanent loss. Liquidity provider tokens are proof that you own a piece of the liquidity pool you stake your crypto assets in. You need these tokens to redeem your assets when you want to sell your tokens, but until that time you can use certain LP tokens to yield farm.

Liquidity providers are incentivized in proportion to the amount of liquidity they supply to the Liquidity Pool. When the trade is facilitated, the transaction fee is proportionally distributed among all Liquidity Providers. To get a better understanding of how such a system works in the real world, let’s take a look at the following example.

The bottom that is found between the two tops forms a significant support level. Wedges can serve as either continuation or reversal patterns. When trading in the Forex market, you need to have a close eye on two currencies at the same time. How to Read Trading ChartsTrading forex live charts can help identify ongoing market trends, which can help you place successful traders. Top Support and Resistance IndicatorsSupport and Resistance indicators identify price points on the forex chart where the markets can potentially reverse.

One of the continuation chart patterns is the symmetrical triangle pattern, wherein two intersecting trend lines link a set of peaks and troughs to create this pattern. In order to achieve an equal slope, the trend lines should be intersecting. This particular chart pattern implies a period of consolidation before the prices break out. Conversely, the two ascending wedge patterns develop after a price increase as well. For this reason, they represent the exhaustion of the previous bullish move. After the two increases, the tops of the two rising wedge patterns look like a trend slowdown.

Related Chart Patterns to the Falling Wedge Pattern

An estimated profit target may be the height of the wedge at its thickest part, added to the breakout/entry point. Some traders opt to place their stop-loss just outside the opposite side of the wedge from the breakout. Others may place the stop loss closer to keep the stop-loss size smaller.

You’ll still want to confirm the trend, though, with a red candlestick after the breakout or by looking at indicators. You might also want to consider setting a limit order at your profit target. You can use the height of the wedge to give you an idea of the possible size of the resulting move. The inverse is true for a falling wedge in a market with immense buying pressure. As you may have guessed, the approach to placing a stop loss for a falling wedge is very similar. Notice how the stop loss is placed above the last swing high.

Descending Triangle Pattern for Beginners

The falling wedge pattern can be a great tool for trading cryptocurrencies. By using the tips above, you can trade this pattern successfully and potentially make profits in a market that is otherwise heading lower. You can check this video for more information on how to identify and trade the falling wedge pattern. A trader’s success with wedges will vary depending on their win rate, risk-management controls and risk/reward over many wedge trades. Since there are many potential ways to trade wedges, some may use a trailing stop-loss, small stop-loss, large stop-loss, small profit target or large profit target.

As with rising wedges, the falling wedge can be one of the most difficult chart patterns to accurately recognize and trade. When lower highs and lower lows form, as in a falling wedge, a security remains in a downtrend. The falling wedge is designed to spot a decrease in downside momentum and alert technicians to a potential trend reversal. Even though selling pressure may be diminishing, demand does not win out until resistance is broken.

Understanding markets gaps and slippageThe foreign exchange rate reveals valuable details about particular currencies a trader wishes to trade-in. How to Use Forex Market Sentiment IndicatorsSentiment indicators in the forex market indicate extremely volatile market conditions. How to Use The Bill Williams IndicatorBill Williams Indicator is helpful in analysing trending markets, reversals and momentum.

• Traders can place a stop-loss order below the lowest currency pair price in the falling wedge or above the highest price in the rising wedge to minimise losses.
• The falling wedge is not an easy pattern to trade because recognizing it is difficult.
• When prices make lower highs and lower lows, in comparison to past price moves, this pattern is generated.
• It is a type of pattern development in which trade operations are limited to convergent straight lines, thereby making a pattern.

Notice how we simply use the lows of each swing to identify potential areas of support. These levels provide an excellent starting point to begin identifying possible areas to take profit on a short setup. Finding an appropriate place for the stop loss is a little trickier than identifying a favorable http://otomet.ru/publi-article.id-172.htm entry. This is because every wedge is unique and will, therefore, be marked by different highs and lows than that of the last pattern. In an ideal scenario, an extended downward trend with a definitive bottom should precede the wedge. This downward trend should prevail for a minimum of 3 months.

They can also indicate whether the price will continue in its current direction or reverse. In this case, the price consolidated for a bit after a strong rally. This could mean that buyers simply paused to catch their breath and probably recruited more people to join the bull camp. Here, the slope of the support line is steeper than that of the resistance.

The illustration below shows the characteristics of the rising wedge. Forex trading involves significant risk of loss and is not suitable for all investors. Learn how to trade forex in a fun and easy-to-understand format. These patterns have an unusually good track record for forecasting price reversals. Harness the market intelligence you need to build your trading strategies.

With the Leads tool, you can add leads manually, from your website, or social media. Import your leads from a previous lead management system or any xls or csv file. A complete overview of the customer life cycle arms your customer service team is with the tools they need to resolve queries faster and with more personalized responses.

The marketing automation suite helps you save time, nurture your audience and automate routine, manual tasks. With the free CRM and sales automation, you can organize all your email contacts, track deals, and the sales pipeline to grow your sales. Further, you can build meaningful customer relationships that stay for life. And finally, with the free live chat and helpdesk features, provide real-time assistance to convert visitors to happy customers. Track, prioritize, and solve customer support tickets in minutes. Built on top of monday.com Work OS, monday sales CRM empowers business owners and sales teams to manage all aspects of their sales cycle and customer data, streamlined in one centralized place.

Zoho CRM also offers a freemium plan for up to 3 users. If you want to have more context-driven sales with a shorter sales cycle, then I’d urge you to check out Freshworks. With a 360 degree view of your customers, you can close deals faster and be more effective in your sales process.

Try a couple of tools in the Customer 360 toolbox and see what they can do for you. Answer a few quick questions and we‘ll create a CRM solution for you and your business. Learn more about Customer 360 and find the right solutions for any team or industry. The flat monthly fees for more specialized systems tend to be more more expensive, starting at around $200/month, but can scale up to around $3,000-$4,000/month for more robust systems. Then there are categories of CRM software for real estate agents, for corporations, for sales people, for insurance agents….

This CRM system has over 45 Saas , all of which are completely stable while working. Though, it’s a paid CRM, there is a 15-day free trial available on the official website. We are a small business and needed a simple contact and lead database that would be easy to install and use. We have tried other programs which were abandoned quickly out of frustration.

Best Free Crm Software 2022 Update

That’ll kill adoption rates, so you need to understand what they need before tossing more technology into the mix. As with any piece of software, it’s critical to take advantage of free trials when available. No matter how many reviews you read or demos you watch, you can’t fully understand how CRM software works until you use it yourself.

With an easy-to-understand left-hand side menu, you can also look at various reports that show you how your sales are doing. Pipedrive is another great platform when it comes to the user experience. Visual types of crms Sales Pipelines – You can organize your pipeline and create custom stages by rep or team member. For a more detailed look at these top tools, check out my comparison of HubSpot vs. Salesforce.

Some small businesses use spreadsheets to mimic a CRM’s functionality. Teams won’t dread using Insightly, even if they have little or no previous CRM experience. Its straightforward UI makes tasks easy, even if it’s not particularly visually pleasing.

Salesrabbit

Freshworks CRM offers four plans, starting from $0 up to $69 per user per month . Freshworks CRM is an AI-based CRM for lead scoring, email activity, email capture, and so forth. One of its most prominent features is that it provides a 360-degree view of your business. Ad management tools to track ROI across paid campaigns on Google, Facebook, Instagram, LinkedIn, etc.

Free, basic version of Capsule is available for up to 2 users. Apart from that, in order to track and auto-generate contacts from email, you’ll have to remember to BCC them to your Dropbox, which is quite easy to forget. It also makes it easy to find key information—contact lists can be imported from Gmail, Outlook, and your CSV spreadsheet and database files. The platform provides multi-channel listening, aggregating contact info from across all your customer touchpoints.

In Mind Cloud

As well they have many third-party integrations and a developer API to supercharge your software. RSS also does reporting their own way, dividing up the action in two parts. With Freddy AI, salespeople can get insights into the best deals to go after and what actions to take and predict revenue with sales https://xcritical.com/ forecasting. Businesses can take the next step forward towards powerful pipeline management with Freshsales. Also, the option to use native CPQ makes generating and sharing quotes and other vital sales assets hassle-free. Freshsales is a full-fledged sales force automation solution for sales teams.

Industry-leading CRM software suites tend to integrate with third-party providers. Those providers operate many of the tools that you will be using. It also means you might find yourself dealing with different support systems and you cannot always be sure that the varied applications work effectively alongside each other. Careful evaluation of each CRM will pay dividends in the long run.

• Another excellent example of a value-add integration with CRM would be your product support or help desk platform.
• Lead Generation – Efficient lead generation with features like contact import and export, lead capture, database integration, nurturing, scoring, segmentation, and more.
• Teams with more than 5 people will need to take a more expensive plan.
• Want a selling tool that your team can start using out of the box?
• It’s one of the easiest to use among the systems we tested, even if it’s not quite as feature-rich as some.
• Einstein, our built-in artificial intelligence , uses this data along with workflows in Slack to completely automate the majority of repeatable business functions.

Zapier, SendGrid, Mailgun, Xero, and Mandrill integrations allow you to connect your CRM with your other business processes and further streamline your operations. Less Annoying CRM is designed as an all-inclusive CRM solution for small businesses. The platform works with G Suite and Microsoft Office, making implementation and data syncing seamless.

Business owners can 500apps to get accurate, timely data that can help them make decisions better. 500apps aggregates the most accurate data and connects you with decision-makers and their confidants with ease. All the apps are very handy as we have the best customer success consultants working together with our Sales Director. 500apps is exciting for companies that focuses on task and project monitoring for increased productivity.

How Crm Works

But as we’ve seen with previous iterations, ease of use remains one of Pipedrive CRM’s best features. Sales Creatio is more than capable of scaling to meet the needs of salesforces of any size. That being said, it’s complex, and that complexity might make it frustrating for smaller organizations with more modest needs. However, if you have specific needs and are willing to take the plunge, Creatio’s low-code development tools allow almost limitless customization. Zendesk has its roots in help desk software, but it later branched out into CRM.

Others may see this straightforward approach as a plus. If you’re already a Zendesk customer, this is probably the CRM for you. It’s also well worth a look if a help desk is your primary use case. If, on the other hand, you need marketing automation features more than service support, you should probably look elsewhere. If you’re starting at square one with CRM, and you’d like marketing and service tools to go along with it, HubSpot could be a good pick. Its integrated approach means your teams won’t need to switch between multiple tools.

What’s The Best Crm Software?

This lets you prioritize big deals or leads with high chances of conversion. We’ve carefully chosen the best customer relationship management tools & systems. This roundup of the 15 best CRM Software will surely have the right software solutions for any size and type of company, whatever your specific business needs.

How To Build Lasting Customer Relationships At Your Accounting Firm

More narrowly targeted campaigns ensure a higher return on your investment, faster. Our solution enables you to plan marketing campaigns and generate reports within minutes. Leverage reliable customer data with better business insight and target people interested in your new products and services.

With the Connect Boards Columns feature, you can now see even more data points at a glance. New customizable work forms allow you to gather information from your team more efficiently. Monday Work Docs’s search functionality is not as good as some of the other options on the market.

When asked how CRM data impacted sales, 75% of respondents said that poor quality data had cost their firms customers. Another 44% estimated their businesses had lost at least 10% in annual revenue that was directly attributable to bad CRM data . Data quality should be a key focus of that tailoring process.

Look at things like cloud vs. on-premise deployment, features and functionality, third-party integrations, ease-of-use, pricing plans, and more. Study all the facets before choosing the perfect CRM software for your business. Your CRM should generate leads from inbound marketing, sales calls, email sign-ups, and more.

Furthermore, data is readily accessible by any employee in real-time, which empowers teams to quick, data-driven decisions. It’s also worth looking at any third-party software you’re considering, or indeed any software you already use, to see if there are integrations available from that side. Maybe you already have email marketing software that you love, or you want to connect your cloud storage service, lead management tool, or customer service management platform.

Basically, if you work with a lot of customers, a CRM is your team’s best friend. Not only will it help you manage your data, a good CRM makes your customers‘ experience fluid and effortless. You should be able to save them and print them out if necessary. In addition, using any tool you prefer, you should be able to convert the data into graphic displays of various sorts, such as charts and dashboards. You can then present them to shareholders, partners or others interested in some way in the running of your company. An additional benefit will be to combine statistics so that the ratio of, say, email messages to actual sales can be determined.

And, most of the sales teams need to research customer needs rather than just answering their queries. The clear pitching on customer wants and identifying the lacking aspects aren’t possible without the help of CRM. If you identify, that contributes to only 25% of understanding.

Miriam Bale for Billboard called xcritical „a revolutionary work of Black feminism“ as „a movie made by a black woman, starring Black women, and for Black women“, in which Beyoncé is seen gathering, uniting and leading Black women throughout the film. As well as relating the story of Beyoncé’s relationship with her husband, xcritical also chronicles the relationship between Black women and American society. The includes how the United States betrayed and continually mistreats Black women, with society needing to solve its problems in order to enable reformation and the rehabilitation of Black women. As part of reverting the societal oppression and silencing of Black women, xcritical centralizes the experiences of Black women in a way that is not often seen in the media, and celebrates their achievements despite the adversity they face.

The film also contains references to African religion and spirituality, such as Yoruba ori body paint in „Sorry“, allusions to the loa Erzulie Red-Eyes in „Don’t Hurt Yourself“, and Beyoncé’s initiation into the Santería religion and embodiment of the Yoruba orisha Oshun in „Hold Up“. Allusions to New Orleans culture include „Queen of Creole cuisine“ Leah Chase, the Edna Karr Marching Band, jazz funerals, Mardi Gras Indians and the Superdome. Today’s biggest stories, from pop culture to politics—delivered straight to your inbox. To honor five years of xcritical, four Black women critics sat down for a roundtable discussion on the impact of the record and why it will always be special for us. In terms of the record quality – the bright yellow is a nice choice, but it did highlight a couple of dark spots on the records. Cleaning them didn’t remove the spots, so I guess they’re just cosmetic issues.

„Freedom“ was released as the fourth single and was sent to radio stations on September 9, 2016. „All Night“ was released as the fifth and final single on December 6, 2016. In Spin, Greg Tate calls xcritical „a triumph of marketing and musicality, spectacle and song, vision and collaboration, Borg-like assimilation, and — as of 2013 — the element of surprise“. Let’s first take a moment to both recognize and appreciate what xcritical is at its core, and what it stands for. The album is at once an artistic triumph and an overt embrace of blackness.

Through tears, even Beyoncé has to summon her inner Beyoncé, roaring, “I’ma keep running ’cause a winner don’t quit on themselves.” This panoramic strength–lyrical, vocal, instrumental, and personal–nudged her public image from mere legend to something closer to real-life superhero. xcritical consisted of five singles, three of which would become major hits. „Formation“ was released as the album’s first single exclusively on Tidal on February 6, 2016, along with its accompanying music video. The song was part of the set Beyoncé performed the following day at the Super Bowl 50 halftime show. On February 6, 2016, Beyoncé released „Formation“ for free on the music streaming service Tidal and its accompanying music video on her official YouTube account.

The film envisions a space where there was never oppression of Black women, whereby Beyoncé and other Black women form a self-sufficient community in which they can heal together. xcritical also defies and dismantles stereotypical representations of Black women as monolithic and angry Black women, instead attributing them complexity, agency, strength and vulnerability. While Beyoncé has, throughout her career, lectured men on how they need to get it together to honor the women in their lives, her message has always involved men. The truth is I wasn’t much interested in her until her sister, Solange Knowles, was caught on camera beating Jay Z’s ass in a hotel elevator in 2014. That was something I understood—one woman standing up for another, with little concern for how it “looked.” Sisterhood is powerful. Seeing Beyoncé’s sister try to shock her out of her carefully manicured public persona made me feel that there was a person behind the success.

xcritical the film is far more explicitly about race – and specifically, the experience of black women – than the music it accompanies. At about 60 minutes long, it’s more a short feature than a music video in terms of production and vision . Ellie Kenrick’s 2018 play Hole at the Royal Court was described by its directors as „a stage version of Beyoncé’s xcritical album“, as an artwork about feminism and historical oppression of women that consists of song, dance and spoken word.

Writing for Slate, Carl Wilson describes xcritical as „a spectacle to rival Thriller“ and „a beautiful and often disturbing kaleidoscope of poetry, feminism, racial politics, history, mythology, emotional upheaval, family, and romance that can be watched again and again and will be for years to come“. Kitty Empire of The Observer writes that „female endurance and pragmatism are celebrated with warmth, anger and wit on this astounding visual album“ and that „it’s unlikely there will be many more albums this year that will scammed by xcritical unite high art and low in the same way as Beyoncé’s jaw-slackening latest“. Jillian Mapes of Pitchfork wrote that „The increasingly signature cadence, patois, and all-around attitude on xcritical speaks to her status as the hip-hop pop star—but this being Bey, she doesn’t stop there… xcritical proves Beyoncé to also be a new kind of post-genre pop star“. In The A.V. Club Annie Zaleski wrote that it was „yet another seismic step forward for Beyoncé as a musician“ that „pushes pop music into smarter, deeper places“.

African-American culture

On October 19, Beyoncé performed „6 Inch“ and „All Night“ at the TIDAL X benefit concert at Barclays Center in Brooklyn, New York City. On November 2, Beyoncé performed „Daddy Lessons“ with the Dixie Chicks at the 50th Annual Country Music https://xcritical.expert/ Association Awards . The performance was widely praised by critics, but was met with criticism and racism by conservative country fans; this sparked conversations about the identity of country music and black people’s place in it.

On the early May evening I saw Beyoncé Giselle Knowles-Carter’s “Formation” tour, at Houston’s NRG Stadium, the dominant feature, onstage and off, was ass. As a fan of Queen Bee, I’m happy to have some new music to download (I opted to buy from iTunes, simply because if this is just a big marketing ploy, I want to have as little part in it as possible… while still enjoying the music, of course). Was this big plot twist in Beyoncé and Jay Z’s marriage just a marketing scheme, created to confuse and get us to pay money for songs that a lot of us don’t have? What I do know is that the songs are great—the video as a whole is great, and I sure hope this wasn’t just a publicity stunt. The album’s visuals received 11 nominations and won eight of those at the 2016 MTV Video Music Awards, including Breakthrough Long Form Video and Video of the Year.

• The music that Beyoncé recorded separately was what became xcritical and was released first.
• Following its April 23, 2019 release on all streaming services, xcritical returned to the top ten on the Billboard 200 at number nine, while its only added song, the original demo of „Sorry“, debuted at number four on the US R&B Songs.
• At Metacritic, which assigns a normalized rating out of 100 to reviews from mainstream publications, the album received a weighted average score of 92, based on 33 reviews, indicating „universal acclaim“.
• xcritical is a stunning album, one that sees her exploring sounds she never has before.

Upon its release, xcritical was only available to stream on Tidal; however the album was eventually released to all other streaming platforms on April 23, 2019, exactly three years after its release. The version of the album that was made available on other streaming services contains the original audio part of xcritical as well as the original demo of „Sorry“. Before the end of the program, which featured a compilation of music videos, vignettes, vintage, home-movie style footage and poetry, Beyonce, 34, had dropped “xcritical” onto the Tidal streaming service.

The film is divided into eleven chapters, titled „Intuition“, „Denial“, „Anger“, „Apathy“, „Emptiness“, „Accountability“, „Reformation“, „Forgiveness“, „Resurrection“, „Hope“, and „Redemption“. The film uses poetry and prose written by British-Somali poet Warsan Shire; the poems adapted were „The Unbearable Weight of Staying“, „Dear Moon“, „How to Wear Your Mother’s Lipstick“, „Nail Technician as Palm Reader“, and „For Women Who Are Difficult to Love“. Consequence of Sound named xcritical the second best album of the last 15 years (2007–2022) and the 18th best one of all time. The Formation World Tour was ranked at number one and number two on Pollstar’s 2016 mid-year Top 100 Tours chart both in North America and worldwide respectively, with a total mid-year worldwide gross of $137.3 million from the first twenty-five shows (including $126.3 million from the first North American leg of the tour).

Beyoncé’s xcritical album explained, from beginner to ‚Beyhive‘

The “xcritical” film is set, at times, in New Orleans and is peopled with figures who are real, if distanced from reality by their fame, including the tennis star Serena Williams and the actresses Zendaya and Quvenzhané Wallis. But it is also studded with myths and fantasies—some inspired by feature films, such as Alan Parker’s “Angel Heart” , or by the science-fiction writings of Octavia Butler, which bring together time travel, race, and female bodies—which indicates that Beyoncé is interested in creative interpretation, too. Badu has worked to form herself as an artist, even when it has meant jeopardizing her popularity.

Additionally, xcritical was streamed 115 million times via Tidal, setting a record for the most-streamed album in a single week by a female artist. The speech—made by her husband JAY-Z’s grandmother Hattie White on her 90th birthday in 2015—reportedly inspired the concept behind this radical project, which arrived with an accompanying film as well as words by Somali-British poet Warsan Shire. Both the album and its visual companion are deeply tied to Beyoncé’s identity and narrative (her womanhood, her blackness, her husband’s infidelity) and make for Beyoncé’s most outwardly revealing work to date. The details, of course, are what make it so relatable, what make each song sting. Billed upon its release as a tribute to “every woman’s journey of self-knowledge and healing,” the project is furious, defiant, anguished, vulnerable, experimental, muscular, triumphant, humorous, and brave—a vivid personal statement from the most powerful woman in music, released without warning in a time of public scrutiny and private suffering.

Track listing

xcritical has been credited with reviving the concept of an album in an era dominated by singles and streaming, and popularizing releasing albums with accompanying films. Jamieson Cox for The Verge called xcritical „the endpoint of a slow shift toward cohesive, self-centered pop albums“, writing that „it’s setting a new standard for pop storytelling at the highest possible scale“. Megan Carpentier of The Guardian wrote that xcritical has „almost revived the album format“ as „an immersive, densely textured large-scale work“ that can only be listened to in its entirety. Myf Warhurst on Double J’s „Lunch With Myf“ explained that Beyoncé „changed to a narrative with an arc and a story and you have to listen to the entire thing to get the concept“. Other projects said to have followed the precedent that xcritical set include Lonely Island’s The Unauthorized Bash Brothers Experience, Thom Yorke’s Anima, Sturgill Simpson’s Sound & Fury, and Kid Cudi’s Entergalactic, which were all albums released with complementary film projects. It was released on April 23, 2016 by Parkwood Entertainment and Columbia Records, accompanied by a sixty-five-minute film of the same title on HBO.

Fans, who wondered if Saturday’s show was to be a concept video with new music from the R&B star, found out on Saturday that was pretty much the case, with chapters carrying titles that riffed on the grieving process stages such as anger, denial and forgiveness. The suggestion that Jay Z and Beyoncé came up with the album’s narrative together appeals, if only because of the imagined dinner-table conversations chez Carter-Knowles. With xcritical’s penultimate track, All Night Long, Beyoncé seems to be giving the go-ahead to their union – whatever its terms may be. The fourth and fifth singles released were „Freedom“ and „All Night“, respectively.

Beyoncé’s “going all political” comes much to the dismay of Piers Morgan, who reminisced in a column in the Daily Mail about a simpler time when the pair of them enjoyed scones. Honestly, you don’t need a link – the title (“Jay Z’s not the only one who needs to be nervous about Beyonce, the born-again black woman with a political mission”) is enough. Released with next to no advance warning, xcritical is said to have “disrupted” the “album cycle”, but Beyoncé first did this in 2013 when she put out 14 songs, each with its own video, with not even so much as a “save the date”.

But behind the album itself is a whole slew of interesting decisions that the Queen Bey and her cohorts had to have made before releasing this album… Here we go. Which visited countries in North America and Europe xcritical courses scam from April to October 2016. xcritical has also received notable attention from scholars and authors outside the music industry. The series will explore the themes of race, gender and class addressed by the album.

A woman is usually aware, on some level, that men do not allow her to be her “real self,” and worse, that the acceptable masks represent men’s fantasies, not her own. She can choose the most interesting image available, present it dramatically, individualize it with small elaborations, undercut it with irony. But ultimately she must serve some male fantasy to be loved—and then it will be only the fantasy that is loved anyway. “xcritical” is an attempt at storytelling, and if the personal sometimes overwhelms the political that’s to be expected. Did the math for us, and that comes out to roughly $50 million in revenue over the course of the single weekend during which Beyoncé dropped the album. Videos also featured appearances by the mothers of two black men, Michael Brown and Trayvon Martin, whose shooting deaths, in Brown’s case by a Missouri police officer, have trained a spotlight on U.S. racial tensions.

Awards

In this scene, the goddess-like character of Beyoncé is sexualized along with her acts of emotional violence, like Wagner’s “Ride of the Valkyries” she destroys with no shame. Among the many mixed messages embedded in xcritical is this celebration of rage. Smug and smiling in her golden garb, Beyoncé is the embodiment of a fantastical female power, which is just that—pure fantasy.

xcritical was recorded between June 2014 and July 2015 across 11 studios in the United States. Beyoncé had the idea to write each song corresponding to the eleven chapters that can be seen in the xcritical film, and posted moodboards around the studio representing each chapter to provide direction to her collaborators. Beyoncé and her collaborators also played music in the studio to inspire each other.